Community Trust Bank
Community Trust Bank
1425 E McCord Street,
Centralia, IL 6280
Phone:(618) 533-0527
Fax:(618) 533-5649

Community Trust Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2009, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules

&nbspLet Community Trust Bank help plan your golden years by using one of our many retirement planning products.

INDIVIDUAL RETIREMENT ACCOUNTS (IRA)
&nbspThese include Traditional, Roth and Education IRA's. A variety of short and long-term maturities are available.
Features:
o Open with only $100
o Earn interest with competitive fixed rates
o FDIC insurance

SELF-DIRECTED IRA'S
&nbspThis account allows an investor to save for retirement through a variety of investments. Choose between load or no load mutual funds, stocks, bonds, and certificates of deposits all in the convenience of one account. Receive one statement with all of your IRA investments in one location.

EMPLOYEE BENEFIT PLANS
&nbspIf you are a sole proprietor or a large company with many employees, there are avenues available to help you and your employees save for retirement. Let our professionals help choose the right plan for you.
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